Explore the transformative potential of blockchain technology in this 20-minute Web Summit talk featuring Steven Nerayoff and Anne Gaviola. Delve into the decentralization of centralized services, examining how distributed ledgers and dApps are revolutionizing online financial transactions. Gain insights from industry leaders on the unprecedented pace of change, its uncertain impact, and the emerging ecosystem of blockchain developers. Discover key topics including centralized powers, regulation, market disruption, and the effects of the bear market. Evaluate the industry's current state, addressing concerns of overhype and tribalism while considering the technology's future trajectory and potential limitations.