Explore the future of banking in this insightful 24-minute panel discussion from Web Summit featuring Ross Mason, Anne Boden, Claire Calmejane, and Tracy Isacke. Delve into the strategic shift towards banking platforms and examine whether this business model has truly developed. Investigate the possibility of banking becoming genuinely consumer-centric. Learn about Starling Bank, Societe Generale, and traditional banks' approaches to the platform business model. Understand the concepts of platform engagement, API economy, value chains, and ecosystems in the banking industry. Discuss the role of regulation and the importance of advice in the evolving financial landscape. Gain valuable insights into how banks can move forward in the era of digital transformation and platform-based services.