Discover in this 25-minute conference talk from Data Science Conference Europe 2023 how to leverage daily bank transaction data for real-time credit risk assessment. Learn why traditional financial reporting methods fall short for evaluating small company creditworthiness, and explore how bank statements provide crucial real-time insights into cash flow health. Delve into an innovative solution that capitalizes on underutilized daily transaction data available to financial institutions, offering a more dynamic and accurate approach to assessing company financial health than conventional balance sheets and income statements.