Explore the fundamentals of personal banking in this comprehensive Family Finance Seminar session. Learn about various payment methods, the importance of financial institutions, and how to select the right one for your needs. Discover the process of opening accounts, understand the differences between savings and checking accounts, and gain insights into effective account management. Delve into modern banking conveniences such as ATMs, debit cards, and mobile banking. Presented by Barb Wollan, Family Finance Program Specialist from Iowa State University Extension, this hour-long seminar covers essential topics including overdraft protection and electronic banking features, equipping you with the knowledge to make informed financial decisions.