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on
1
Intro
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Centralised or distributed payment?
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Centralisation and tech
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Prepayment meters
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The mobile money revolution
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Mobile money achievements
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What are the remaining challenges?
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The DigiTally project
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Overlay SIMS
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Background: M-Pesa transaction
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DigiTally payment, step 2
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Under the hood - first protocol
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First protocol - bugs
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Further design constraints
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Field trial
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The students
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The bookshop
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The coffee shop
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The cafeteria
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Pre-market research
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Busia, near Lake Victoria
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Busia county office
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What we found
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The project so far
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Why tools like this matter
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Deeper lessons learned
Description:
Explore a thought-provoking keynote address delivered by Ross Anderson from the University of Cambridge at the 23rd ACM Conference on Computer and Communications Security (CCS 2016). Delve into the practical challenges of building a truly distributed payment system, examining the evolution from centralized to decentralized financial technologies. Investigate the impact of mobile money revolution and its achievements, while considering remaining obstacles. Learn about the DigiTally project, an innovative approach to digital payments, and understand its implementation, including protocol design and field trials. Gain insights from real-world applications in various settings, from bookshops to rural areas near Lake Victoria. Discover the broader implications of such tools for financial inclusion and technological advancement in developing regions. Analyze the deeper lessons learned from this groundbreaking research, offering valuable perspectives on the future of distributed payment systems. Read more

Is It Practical to Build a Truly Distributed Payment System? - Keynote

Association for Computing Machinery (ACM)
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